Check someone else's credit report
Experian® is a trusted provider of services that help you check other people's credit. Leverage our credit reporting data on more than 220 million U.S. consumers when checking someone's credit.
How to check someone's credit rating
With an Experian credit report and score
Initiate a request to check a person's credit using their name and email address. We will help them verify their identity, buy their Experian credit report and grant you private access for up to 30 days. All done online, directly through Experian ConnectSM.
What is included in an Experian credit background check report?
- Credit Rating and Credit Score with up to 5 credit score factors ( VantageScore® 3.0 credit score range )
- Best Name ( with possible AKAs ), Address ( current / previous ) and Employer ( current / previous ) on file
- Credit History with Account Payments ( real estate / auto / revolving / installment / collection )
- Potentially negative Public Record filings ( bankruptcies / tax liens / foreclosures / civil judgements )
- Credit Inquiries ( past 24 months ) from lenders, credit card applications and personal loans
30 days of online access can be granted to credit report attorneys, real estate agents, financial advisors and landlords
You Pay: $0 The report subject pays $19.95 and can grant you private access for up to 30 days
- No membership fee
- No monthly minimums
- No on-site inspection
Already a member? Sign In to get started!